Residential Property loan
Loan against Residential Property
The loan applicant who is mortgaging residential property, which is either self-occupied, rented or vacant, has probability of availing decent sum of loan to value. The value of residential property depends on factors such as the type of colony where property is located, nearby commuting points, nearby shopping centres, vicinity to the workplace area and other points of convenience.
RattanIndia Finance evaluates the nature of property, assesses its value and brings the best worth of it depending on the market trends.
Features and Benefits
Loan Amount
Get the loan amount on residential property up to Rs. 10 crores
Rate of Interest
Get LAP at affordable rate of interest that makes repayment easy
Attractive Rate of Interest
Get loan against property starting from 10.50%
Loan to Value
We offer loan to value ranging from 40%-70% on the mortgaged residential property
Instant Disbursal
No need to wait for long, get the loan amount sanctioned and disbursed quickly
Eligibility & Documents
We ensure that you don’t need to go through any complicated process of loan application and to simplify the same we have list down the eligibility criteria that an applicant needs to comply with.
Salaried | Self Employed/Professional | |
---|---|---|
Income Documents |
|
|
Identity proof | Any one of the following:
|
Any one of the following:
|
Job or Business stability |
|
Proof of business registration:
|
Residential address proof | Any one of the following:
|
Any one of the following:
|
Signature Proof |
|
|
Property Documents |
|
|
Other documents |
|
|